Finance Plans
Pick your dream car, then pick your plan. It's that easy.
Corpus Christi Mitsubishi has helped thousands of people purchase new cars. Explore the different programs Mitsubishi Motors Credit of America, Inc. (MMCA) has to offer.
We recognize that each person's situation is unique. Your lifestyle and financial situation aren't exactly like everyone else's, and neither are your needs. That's why Corpus Christi Mitsubishi;offers a broad selection of financing plans.
Explore:
DIAMOND LEASE PLAN
For many people, leasing has become an attractive alternative to buying a vehicle. And why not? Leasing gives you lower monthly payments, for one thing. Plus, leasing allows you to drive a new vehicle more often, and saves you the hassle of selling the vehicle when you're through with it.
If you're interested in driving a Mitsubishi, but don't want the long-term commitment or responsibility of ownership, the Diamond Lease Plan may be the perfect way for you to get into the car you've always dreamed about. When you finance a vehicle purchase, you are paying off the full purchase price over the duration of the loan. So if you have a 48-month loan, you're paying for 1/48th of the vehicle's price every month plus interest, taxes and fees. When you lease a vehicle, you are only paying for the portion of the vehicle's value that you use up - basically the anticipated depreciation on the vehicle over the lease term plus a rent charge, security deposit, taxes and fees. Although cost is probably the number-one reason why people choose leasing over buying, it's not the only advantage leasing has to offer. The following are some of the benefits offered by the Diamond Lease Plan:
- No Down payment
- Low Monthly Payments
- Opportunity to Drive a Nicer Vehicle
- Flexible Terms
- A New Vehicle More Often
- Possible Tax Breaks for Business Use
- Optional Multiple Security Deposits
- No Trade-in Hassles
DIAMOND RETAIL PLAN
If you just want to buy a car the old-fashioned way, the Diamond Retail Plan is for you. This is simply a conventional finance program that allows you to drive the vehicle off the lot, and pay for it with a series of monthly payments that include finance charges.
If you consistently drive more than 15,000 miles per year, subject your vehicle to hard use that would result in excess wear, or tend to keep your vehicles for more than a few years, the Diamond Retail Plan may be the most cost-effective way for you to start driving the Mitsubishi you've always wanted. Like all of our finance plans, the Diamond Retail Plan has certain benefits that can work to your advantage, which include:
- No excess wear or mileage fees
- Flexible terms
- Consistent monthly payments
- Saving money through down payment
COLLEGE GRADUATE PROGRAM
If you just got out of college, you'll be starting a career and making that transition from the academic world to the working world. You have better things to do than worry about how you'll get to your job.
That's why we offer special financing for recent and upcoming college graduates on the full line of Mitsubishi's quality vehicles. We make it possible for you to purchase or lease a Mitsubishi vehicle with no money down and at a preferred College Graduate finance/lease rate, even if you do not have an established credit history.
How Do I Qualify?*
You must have:
- No derogatory credit history
- A verified job or confirmed job offer beginning within 120 days of contract date
- Monthly payment to Mitsubishi Motors Credit of America, Inc. (MMCA) may not exceed 18% of your gross monthly income
- Proof of vehicle insurance
FIRST TIME OWNER PROGRAM
Owning your first new car is a great achievement. We recognize that financing your first new car is a big step and we would like to help you obtain financing by offering a First Time Owners finance program.
How Do I Qualify?*
You must have:
- No derogatory credit history.
- At lease one credit trade line with at least 12 months of history.
- Three verifiable personal references, one must be a relative.
- Verifiable employment for at least 12 months.
- Verifiable monthly income sufficient to cover vehicle payment and insurance, ordinary living expenses (including rent, utilities, etc.), and all currently outstanding debt. Your monthly payment to Mitsubishi Motors Credit of
- America, Inc. (MMCA) may not exceed a certain percentage of your gross monthly income.
- Verifiable Proof of insurance
- Minimum down payment of 10% with minimum of $500 cash.
LOYALTY PROGRAM
If you previously financed or leased through Mitsubishi Motors Credit of America, Inc. (MMCA), you may be eligible for special loyalty offers. See your authorized Mitsubishi Retailer to find out more about opportunities for returning customers.
MILITARY PROGRAM
Corpus Christi Mitsubishi recognizes the dedication and achievements of the hardworking men and women of the United States Military. Throughout the year rebates are offered to active, active reserve and retired Military on select new models. For full details visit Corpus Christi Mitsubishi to see how much you can save on a new Mitsubishi.